Spotlight on the Latest Scams for 2024
Scammers are constantly finding new ways to target individuals, and this year is no different. Below are some of the most common scams affecting people today.
Work-from-Home Scams
Scammers offer seemingly legitimate work-from-home opportunities, such as virtual personal assistant roles, often promising high pay for minimal effort. Once hired, the scam may unfold in several ways. For example, they might request sensitive information, involve you in illegal tasks, or ask you to use your personal accounts for financial transactions or purchases. Eventually, the “company” vanishes, leaving you to face consequences like bounced checks or identity theft. Be cautious of any job offer that requires upfront payments or the use of your personal accounts—these are always scams. Remember, if a job seems too good to be true, it likely is.
Tech Support Scams
Tech support scams often begin with a pop-up message on your computer or an unexpected phone call, claiming your device is infected. Scammers pose as representatives from well-known companies like Microsoft or Apple, urging you to call a support number or allow remote access to your device. Once they have access, they steal personal data, install malicious software, or demand payment for fake repairs. Remember, legitimate companies will never contact you to fix an issue unless you've requested help. Always be wary of unsolicited calls or pop-ups asking for access to your computer.
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Romance Scams
Scammers create fake profiles on dating sites or social media, slowly building trust and emotional connections. Once they've gained your confidence, they fabricate emergencies—such as medical crises or travel issues—and request money. They may even promise to visit you but claim they need financial assistance. Always be cautious when sharing personal or financial information with someone you’ve only met online and be wary of anyone who asks for money under urgent or suspicious circumstances.
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Grandparent Scam
Although this scam often targets the elderly, anyone can fall victim to imposter scams. Scammers pose as a loved one, typically claiming to be a grandchild or close relative in distress, and urgently ask for financial help due to an emergency. They often request payment through untraceable methods such as cash, wire transfers, gift cards, or cryptocurrency. Be cautious of unexpected calls or messages asking for money, especially when pressure is applied for immediate action.
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Stay vigilant, and if something feels off, trust your instincts.
If you suspect you've fallen victim to a scam, notify local law enforcement and your bank immediately. We are ready and happy to assist you.
You can also report the fraud to these agencies:
- Federal Trade Commission at ReportFraud.ftc.gov
- State and Local consumer protection agencies or your state attorney general
- The United States Postal Inspection Service at uspis.gov/report for frauds conducted via mail.
- FBI’s Internet Crime Complaint Center at ic3.gov for frauds conducted over the Internet.
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